College Societies: what you can learn

A lot of real learning happens outside the classroom, in college student societies give an early exposure to students for qualities like management, confidence, technical skills and experience.

College Societies: what you can learn
By Ekta Kamble updated on 09-Feb-2016            


College Societies


College societies give an early exposure to students for qualities like management, confidence, technical skills and experience. It is a learning platform for students through workshops, organizing activities, competitions, etc. This is useful to teach group management, communication skills, work on strengths and weaknesses. It also adds up to the experience section in the CV that is useful for constructive feedback and landing placement opportunities.


Research and join societies


It is important to be part of the societies that really interest you. So understand your likes and dislikes; apply accordingly to be part of societies. It is a challenging work if you are not interested in coding and take up technical work in college society.


Learn a new skill


It is useful to join a college society and learn new skills that will benefit you for job. It will be useful to challenge the existing skills and learn new ones for the benefit of your goals. It gives new opportunities for students especially in the final placement year.


Range of opportunities


There are a range of opportunities for the students when they are part of college societies to improve their skills, access leadership opportunities, be part of workshops, training programmes, international study programmes, etc. These opportunities are vital for overall growth of an individual and career growth.


Network with students and alumni


It is a useful opportunity to network with students who share similar interests and goals. The networking opportunity with alumni is also useful for future career opportunities.


Scholarships, grants and bursaries opportunities


It is useful to keep in track with several scholarships, grants and bursaries that are associated with the societies especially honor societies for further education. Academic societies are in fact useful for students in terms of academics.


Boost to Resume

College societies provide enormous experience and skills for students to add to their resume. The experiences garnered help to enrich the education recognize the achievements by honouring them through societies. This benefits to advance professional career as it is a mark of excellence and helps to identify the student as an exceptional one.



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Viability of student loans for studying abroad

Is it worthwhile to take a student loan to study abroad?

Viability of student loans for studying abroad
By Ekta Kamble updated on 09-Feb-2016


Viability of student loans for studying abroad


Education loans provide students financial support to enable their study abroad. It is no more necessary to belong to a wealthy family to be able to study abroad; there are comprehensive education loan schemes and several financial institutions that offer support to the students. Students can get a loan of up to 15 lakhs for their study abroad and avail an upper limit of 20 lakhs in few banks too. Banks check the viability of the student before availing the bank loan. This is depended on the personal discussions with the student, the assets of the family and annual income. The nature of the course and reputation of the institute is also assessed before giving the loan. There is no margin or collateral for loans up to Rs. 4 lakhs in most banks. The interest rate does not exceed the prime lending rates in most banks. The loans that are more than Rs. 4 lakhs the interest rate is PLR plus 1 percent. Banks use PLR o state the interest rate of the bank which may vary with each bank. It is necessary to surrender security to the bank while taking the loan. The loan that is up to Rs. 4 lakhs does not need any security but a third party guarantor. There is requirement for security for loan above 4 lakhs. Students do not need to worry about the repayment of the loan while studying as it starts after finishing the course or when the graduate starts working.


Eligibility criteria for the bank loan

Indian national

Admission to foreign university/institution


Documents required


Mark sheets of qualifying exam for school and graduate studies

Admission Proof to the course

Show the expenses to the course

Letter confirming the scholarship if any

Passport size photos

Bank statement of last six months of the borrower

Income tax assessment order which cannot be more than 2 years

Assets and liabilities statements of the borrower



All said and done taking a loan is a serious commitment. It calls for a single minded pursuit of your goal to get a good education in order that you might make something of yourself, not to mention paying back the loan. One should also consider the long term goals and prospects. Questions like: Will the programme give me something that is equal in value to the money that is being spent on it? Are there better options or cheaper ones? At the end of the day it is upto the individual, which is the idea behind the availability of student loans. Education after all is a necessity and the only real path to success

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